We Accept 300+ Insurance Plans
Most home sleep tests are fully covered by insurance. SleepDr accepts Medicare, Medi-Cal, and the majority of major commercial insurers across California. Our billing team handles the paperwork so you can focus on better sleep.
300+ Plans Accepted
Including Medicare & Medi-Cal
We Handle Authorization
Prior auth handled by our team
Self-Pay Options
Affordable rates for uninsured
Fast Verification
Same-day insurance checks
Accepted Insurance Carriers
We work with most major insurance carriers in California. If you don't see your plan listed, call us — we accept over 300 plans and update our network frequently.
Don't see your plan? We accept many more plans than listed above. Call (877) 775-3377 to verify your specific coverage.
How to Verify Your Coverage
Verifying your coverage before scheduling ensures no surprises on your bill. Here's how it works:
Call Member Services
Call the number on the back of your insurance card and ask about coverage for CPT code 95800 (home sleep test) or 95810 (in-lab study).
Confirm Your Benefits
Ask about your deductible, co-pay, and whether prior authorization is required. Note the representative's name and reference number.
Contact SleepDr
Call us at (877) 775-3377 or schedule online. Our billing team will verify your coverage and handle the authorization process.
Receive Your Test
Once coverage is confirmed, we ship your home sleep test device directly to you. No lab visits, no hassle.
Medicare & Medicare Advantage
SleepDr is a Medicare-enrolled supplier. Part B covers home sleep apnea testing when medically necessary. You generally pay 20% of the Medicare-approved amount after meeting your annual deductible. Medicare Advantage (Part C) plans also typically cover home sleep testing — coverage details vary by plan.
Insurance FAQs
Does insurance cover home sleep testing?
Most major insurance plans, including Medicare, cover home sleep testing when ordered by a physician and meeting clinical criteria. Coverage typically includes the device rental, physician interpretation, and follow-up consultation.
Do I need a referral or prior authorization?
Many plans require prior authorization before a home sleep test can be ordered. Our team handles the authorization process on your behalf — just call us with your insurance information and we'll take care of the paperwork.
What if I don't have insurance?
We offer self-pay options and can discuss affordable payment plans. Call our billing team at (877) 775-3377 to learn about your options.
What is Medicare's coverage for sleep testing?
Medicare Part B covers home sleep apnea testing when medically necessary. You typically pay 20% of the Medicare-approved amount after your deductible. Medicare Advantage plans may have different cost-sharing.
Does my plan cover CPAP therapy after diagnosis?
Many plans cover CPAP equipment and supplies after a diagnosis of sleep apnea is confirmed. Coverage requirements vary — our team can help you understand your specific benefits.
What CPT codes are used for home sleep testing?
The most common codes are 95800 (unattended home sleep apnea test) and 95801 (minimum recording time). Physician interpretation is billed separately under G0398/G0399 for Medicare.
Questions About Your Coverage?
Our billing specialists are available Monday through Friday. We'll verify your benefits, handle prior authorizations, and make sure you understand your out-of-pocket costs before you receive any services.